Fall 2024: A Real Window for Denver Buyers

Fall 2024 is quietly one of the better windows Denver buyers have seen in a while. Three things are lining up at once.

Rates have eased

The 30-year fixed has come down into the low-6s from the spring's near-7%. On a typical Denver loan, that's a meaningful cut to the monthly payment — and to the income you need to qualify.

Inventory is the highest it's been in years

Listings built up through the summer and haven't all cleared. Buyers have genuine choice right now, and choice means leverage.

The competition went home

As always, buyer traffic thins after September. The buyers still out in October and November are serious — and so are the sellers, who often need to move before year-end.

The catch

If rates keep falling into 2025, sidelined buyers will flood back and competition will rise. The fall 2024 window rewards buyers who are pre-approved and ready to act — not those still waiting for a headline that says it's safe.